Our Partner Allstate Insurance Company
Plans Offered
- Group Accident Insurance
- Group Cancer - Specified Disease
- Group Critical Illness
- Group AHL minimedical® with PPO Network
- Group SHOP Hospital Indemnity
- Group Insurance
- Group Universal Life
Get Quote
Allstate Workplace Division
More and more, employers are depending on Benefits Managers to identify opportunities to implement benefit programs to attract and retain valuable employees, while containing the overall costs of the benefits plan. Allstate Workplace Division, America's Workplace Marketer®, has been helping Benefits Managers all across the nation successfully accomplish their business objectives since 1956.
Through Allstate Workplace Division, Benefits Managers have a broad portfolio of insurance products from which they can choose. This includes Term and Universal Life, Supplemental Health, Disability Income, Group Voluntary Life, Disability and Cancer. Group Voluntary products contain a minimum participation requirement. In addition, the AHLminimedical® product provides a limited benefit medical plan available to part-time employees as well as other non-qualifying employees. It allows employers to offer benefits to employee groups who previously have not had an opportunity to participate in employer sponsored medical benefits. In turn the employers are able to successfully recruit and retain these employee groups based on a competitive dynamic that does not include hourly wage.
Allstate Workplace Division (AWD) is the marketing name used by American Heritage Life Insurance Company, Jacksonville, Fla., a wholly owned subsidiary of The Allstate Corporation. American Heritage Life Insurance Company is licensed in 49 states, District of Columbia, Puerto Rico, Guam, and U.S. Virgin Islands.
- Rated A+ (Superior) by A. M. Best (2009)1
- Rated AA (Very Strong) by Standard & Poor’s Corporation (2007)2
- Top 50 Companies for Diversity
- – Diversity Inc. magazine, five-time award winner (2002–2006)
- 100 Best Companies for Working Mothers
- – Working Mother magazine, 16-year award winner (1990, 1992–2006)
- One of the ‘Best Places to Work for Latino’s’
- – Hispanic magazine, award winner for the ten consecutive years (1996–2005)
- Top 100 Best Places to Work in IT
- – Computerworld magagize, Award winner for the ninth consecutive year (1997-2005)
* Rankings taken from the Fortune 500 website at www.fortune.com
1
A.M. Best (2009), an independent rating service that reviews the financial status of thousands of insurers.
Ratings reflect Best’s opinion of the relative financial strengths and
operating performance of an insurance company in comparison to the norms of
the life/health insurance industry.
2 Standard & Poor’s Corporation (2007), an independent rating service
that evaluates financial stability. Ratings reflect Standard & Poor’s
opinion in respect to the organizations ability to pay under its insurance
policies and contracts, in accordance with their term
- You and your clients enjoy all the features and functionality of the PlanSource system at greatly reduced cost.
- Set up of the PlanSource system is much easier as the insurance plans, rules, and features have been set up in advance, saving you time and money.
- The data exchange between PlanSource and AWD’s system has already been established. No more lengthy, expensive implementations to establish data interfaces.
- Premium reconciliation and remittance is easier and more accurate through PlanSource's web-based self-billing feature. Your clients are always assured they are paying the correct premium each month without having to reconcile to a paper bill.
By requesting a quote through the PlanSource system, employer and employee data only needs to be provided once, thus eliminating multiple entries into multiple systems.
Group Insurance
NOTE: Allstate Workplace Division’s group voluntary products have minimum participation requirements which may vary by product/state requirements.
Group Limited Benefit AHL minimedical® Plan - Get Quote
AHL minimedical® can help satisfy employee benefit challenges facing employers of Part-Time, Entry Wage and Non- Benefited Full-Time workers. AHL minimedical® provides immediate and affordable medical benefits to a group of employees who may never have before been eligible for group health coverage. For employers who rely on part-time or entry level workers, AHL minimedical® is a fast, easy, and powerful way to improve recruiting results, retain employees and break the costly turnover cycle. This plan includes medical expense insurance, PPO savings, wellness benefits, hospital indemnity coverage, prescription drug benefits, and accidental death and dismemberment coverage. Voluntary dental, term life, short term disability, accident and hospital indemnity benefits are also available to personalize coverage.
Group Critical Illness - Get Quote
Group Critical Illness coverage pays lump sum benefits (from $10,000 to
$100,000) directly to the insured at the time a covered illness is diagnosed
for heart attack, stroke, heart transplant and other threatening conditions
as defined in the certificate. Options are available for cancer, wellness,
recurrence and comprehensive wellness benefits.
Group Cancer and Specified Disease - Get Quote
Group Cancer and Specified Disease pays benefits that can be used for
non-medical related expenses that health insurance may not cover as a result
of cancer and 29 other specified diseases. Benefits are paid as they go and
cover the cost of specific treatments and expenses as they happen.
Group Universal Life Insurance - Get Quote
Group Universal Life Insurance coverage provides a death benefit and over
time, provides tax-deferred fund value accumulation that my be used for
retirement, children's education, or emergencies. Contingent Guarantee Issue
Group Universal Life Insurance Coverage is available to employees of
qualified groups. Several Riders are also available. This is in addition to
any coverage already provided by the employer. .
Group Accident - Get Quote
Group Accident coverage pays lump sum benefits for on- and off-the-job accidents, in addition to existing medical coverage. This plan provides 24 hour accident benefits for dislocations, fractures, loss of limbs, and death as a result of an accident. Hospital, Intensive Care and other medical expenses are covered in the Accident plan.
Group SHOP Hospital Indemnity - Get Quote
Referred to as SHOP (Supplemental Health Options Policy), pays predetermined amounts for covered hospital, outpatient, nursing, transportation and physician services .Optional benefits include prescription drug coverage; wellness and preventative testing; diagnostic X-rays; off-the-job accident and sickness disability coverage; and term life coverage. Group SHOP is a perfect supplement to your Group Health Insurance plan. PPO Network available in approved states.
Allstate Workplace Division (AWD) is the marketing name for American Heritage Life Insurance Company, a wholly-owned subsidiary of The Allstate Corporation. All products are underwritten by American Heritage Life Insurance Company, Jacksonville, Florida.
To learn more about the Allstate plans offered through PlanAdvantage, please contact your PlanSource; sales representative.